Hard Money Lenders In Los Angeles
PB Financial Group Corp. provides equity-based lending for real estate properties throughout California. We cater to Investors, Rehabbers, Corporations, Probate Estates, and Sub Prime Money Borrowers who do not meet the stringent requirements of conventional underwriting guidelines.
About PB Financial Group
Since 2006, PB Financial Group has been serving the residents of California with private real estate loans and establishing itself as California’s premier hard money lender. Call us today to see how we can secure a hard money loan for you or fill out our form here.
California Hard Money Lenders
Investors
Hard Money Lenders for Investors
If you are a seasoned Trust Deed Investor or a Hard Money Lender and would like to do more loans, or simply just looking to get started and would want to have a steady stream of quality loans on a monthly basis while minimizing your risk, PB Financial Group Corp.
Services
Wholesale Brokers
Whether you’re doing your first Hard Money Loan or an industry veteran, you will be pleased with our responsive account executives and strong operations team. We work together seamlessly to move your loan from submission to funding in the shortest amount of days while protecting each broker’s interests.
Helping Individuals Secure Hard Money Loans
If traditional lending is not right for you, contact us today and see how we can help secure a hard money loan for you. At PB Financial Group, we work with anyone who doesn’t meet conventional underwriting guideline requirements and primarily work with Rehabbers, Investors, Probate Estates, Sub Prime Money Borrowers and Corporations.
13
Years In Business
2400
+
Transactions Funded
58
+
California Counties We Lend In
05
Days Closings Available
Your Direct Hard Lender In California
Since 2006, PB Financial Group has been providing hard money loans, private money loans, and bridge financing for real estate transactions throughout California. As a direct lender, we help real estate investors, property owners, developers, and business owners secure financing for purchases, refinances, construction projects, cash-out transactions, and other time-sensitive opportunities.
Traditional lenders often decline loans because of strict underwriting requirements, property condition, or lengthy approval timelines. Our lending approach focuses on the strength of the real estate, available equity, and the overall transaction, allowing us to evaluate financing opportunities that may not fit conventional lending guidelines.
We understand that timing is critical in real estate. Our streamlined loan process is designed to deliver responsive service, efficient underwriting, and dependable closings so borrowers and mortgage brokers can move forward with confidence.
Mortgage Brokers Welcome
PB Financial Group works with mortgage brokers throughout California and offers a simple approval process. You can submit a loan scenario immediately, and broker approval can be completed before loan documents are prepared. Most broker approvals are completed within 24 to 48 hours, allowing you to submit financing opportunities without unnecessary delays.
Whether you’re financing an investment property, commercial real estate, bridge loan, or another business-purpose transaction, our experienced lending team is here to help you explore financing options and determine the right solution for your needs.
Serving California Since 2006
Top Private Money Lender In Los Angeles
- Broker Protected
- Past BK, foreclosure or short-sales are OK
- Residential/Commercial Loans
- Loan approvals within 6 hours to 24 hours
- Stated Loans
- No Cash-Out Restrictions
- Terms from 11 months to 5 years
- Amortized and Interest Only Programs
- 1st, 2nd and 3rd position on all properties
Frequently Asked Questions About Hard Money
What is Hard Money Lending?
Hard Money Lending is a form of asset-based financing where the funds of the borrower will be secured from the value of a property’s equity. Interest rates are generally higher compared to conventional loans issued by a financial institution. Hard Money Lending is mostly funded by private entities secured by notes to private investors.
How do I pre-qualify for a Hard Money Loan with PB Financial Group Corp?
PB Financial Group Corp. makes pre-qualification simple for all applicants. We would like to encourage you first to give us a call at 877.700.3703 to discuss your loan scenario with one of our account executives. They will then advise you on how to best structure a loan for you based on the information you provide them. In turn, we then ask you to complete our loan application form and provide us with specific information on the subject property you wish to either purchase or obtain equity out of. Then send your information to us by either faxing it to 866.318.4471 or emailing [email protected] . After a thorough review of your submission, the account executive will then give you a call to discuss more in detail additional conditions to meet the requirements of closing your loan
What does PB Financial Group Corp. look for when pre-qualifying a loan application?
PB Financial Group Corp. looks first on the equity of your property. From there we can determine exactly on what the lending limits will be based on your ability to repay, debt-ratio, proof of funds for reserves (for purchase transactions), and your long-term goals with the property. Stated and No Doc programs are available for qualified investment properties and other non-owner occupied properties. PB Financial Group Corp. will help advise you on what you need to understand about your loan (Interest Rate, Terms, Prepayment Penalty, Cost, Title Issues, etc.), and how your decision can help towards the investment on your property.
Speak With an Experienced California Hard Money Lender
Meet the Owner
As a real estate investor, Pouyan Broukhim started PB Financial Group in 2006, he saw a need to provide financing to many individuals who where left out of the real estate market and how the real estate market was going to be effected by subprime loans and negative amortized loans. Pouyan realized that the market was going to be changing and not for the best as lenders were making high Loan to Value loans that were not realistic. He decided to open PB Financial Group to help clients throughout California regain the equity that they lost when the prices dropped.
Pouyan Broukhim
(Chairman and founder)
Pouyan Broukhim’s recent interview with
WESTERN REAL ESTATE BUSINESS
Recent Trends in Commercial Real Estate Lending for 2025 and 2026
The commercial real estate market across California continues to evolve rapidly as we move through 2025 and into 2026. After several years of elevated interest rates and tightening liquidity, we’re beginning to see a cautiously optimistic rebound, particularly among investors and lenders who can move quickly and adapt to changing market dynamics.
While traditional banks remain cautious and slow to fund, direct California hard money lenders like the team at PB Financial Group are stepping in to bridge the gap, providing faster approvals, flexible loan structures, and tailored financing solutions that help investors seize opportunities others may overlook.
Key Market Shifts Shaping 2025–2026
How PB Financial Group Is Responding
At PB Financial Group, we’ve tailored our lending strategy to thrive in this environment. Our focus for 2025 and 2026 includes:
- Expanding second-mortgage lending for property owners seeking to tap into equity without refinancing their low-rate first mortgages.
- Providing fast and flexible bridge loans for acquisitions, repositioning, and value-add opportunities.
- Prioritizing multifamily, mixed-use, and industrial properties, which continue to lead California’s recovery cycle.
- Maintaining common-sense underwriting that balances speed with conservative loan-to-value standards, giving investors confidence in uncertain conditions.
Looking Ahead: California's Real Estate Lending Market
As the market transitions into a more stable yet competitive lending landscape, success will depend on agility, access to private capital, and execution speed. PB Financial Group remains committed to empowering real estate investors and property owners with reliable financing solutions designed to meet modern market demands, helping clients close deals faster and capitalize on emerging opportunities across California.
California Private Money Loans. Closed Fast.
Direct Hard Money, Bridge Loans & Commercial Real Estate Financing
Funding in as little as 48 hours with PB Financial Group.
Yelp Loves Us
Closed Transactions Throughout California
Since 2006, PB Financial Group has helped finance a wide range of real estate transactions throughout California. Below are a selection of recent projects that illustrate the types of hard money and private money loans we’ve funded.
Refinance Of A Maturing Loan On A Commercial Property | $550,000.00 | Wasco, CA
Business Purpose Stated Income Hard Money Loan | $150,000.00 | Redwood, CA
”“Our ability to fund many loans in a matter of days rather than months helps real estate investors move quickly, compete with confidence, and capitalize on opportunities throughout California.”
— Pouyan Broukhim
”“Our ability to fund many loans in a matter of days rather than months helps real estate investors move quickly, compete with confidence, and capitalize on opportunities throughout California.”
